Loans & borrowing

Personal, car and student loans: payments, real APR, payoff time and side-by-side loan comparisons.

• Loan CalculatorMonthly payment, total interest and effective APR for any installment loan.
• Auto Loan CalculatorCar payment after tax, down payment and trade-in, with total interest and total cost.
• Loan Payoff CalculatorInterest saved and months cut by paying extra on a loan each month.
• Student Loan CalculatorMonthly payment, grace-period interest, total interest and payoff time for student loans.
• Car Lease CalculatorMonthly lease payment, money factor and total cost from price, residual and APR.
• APR CalculatorTrue annual percentage rate of a loan once upfront fees are included.
• Interest Rate CalculatorFind the APR hidden in a loan from its amount, monthly payment and term.
• Flat Rate Loan CalculatorFlat rate payment and its true effective rate versus a reducing balance loan.
• Loan Comparison CalculatorCompare two loans: payments, total interest, fees and which one is cheaper.